{"id":491,"date":"2026-07-17T08:44:17","date_gmt":"2026-07-17T00:44:17","guid":{"rendered":"https:\/\/philifeguide.com\/?p=491"},"modified":"2026-07-17T21:37:00","modified_gmt":"2026-07-17T13:37:00","slug":"the-most-important-asset-to-a-retiree","status":"publish","type":"post","link":"https:\/\/philifeguide.com\/ko\/the-most-important-asset-to-a-retiree\/","title":{"rendered":"\uc740\ud1f4\uc790\uc5d0\uac8c \uac00\uc7a5 \uc911\uc694\ud55c \uc790\uc0b0"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\ucd5c\uadfc \ud55c\ub3d9\uc548 YOLO\uac00 \uc720\ud589\uc5b4\ucc98\ub7fc \uc0ac\uc6a9\ub418\uc5c8\ub2e4.\nYou Only Live Once, \uc778\uc0dd\uc740 \ud55c \ubc88\ubfd0\uc774\ub77c\ub294 \ub73b\uc774\ub2e4.\n\n\ub9de\ub294 \ub9d0\uc774\ub2e4. \ud558\uc9c0\ub9cc \uadf8 \uc758\ubbf8\ub97c \uc5b4\ub5bb\uac8c \ubc1b\uc544\ub4e4\uc774\ub294\uc9c0\ub294 \uc0ac\ub78c\ub9c8\ub2e4 \ub2e4\ub974\ub2e4. \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\uc740 \uc774 \ub9d0\uc744 \uadf8\ub2e4\uc9c0 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294 \uac83 \uac19\ub2e4. \uc544\ub9c8\ub3c4 \uc9c0\uae08 \ub2f9\uc7a5\uc740 \uc0b6\uc5d0 \ub300\ud574 \uadf8\ub807\uac8c \uc2ec\uac01\ud558\uac8c \uc0dd\uac01\ud560 \ud544\uc694\uac00 \uc5c6\uae30 \ub54c\ubb38\uc77c \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\ub098 \uc740\ud1f4\uc790\uc5d0\uac8c YOLO\ub294 \uc0c1\ub2f9\ud788 \uc758\ubbf8 \uc788\ub294 \ub9d0\uc774\ub2e4.\n\n\uc77c\ubc18\uc801\uc73c\ub85c \uc740\ud1f4\uc790\ub294 50\uc138\ub97c \ub118\uae30\uba74\uc11c \uc5ec\ub7ec \uac00\uc9c0 \ub178\ud654\uc758 \uc9d5\ud6c4\ub97c \uacbd\ud5d8\ud55c\ub2e4. \ubab8\uc758 \uae30\ub2a5\uc740 \uc804\ubc18\uc801\uc73c\ub85c \uc57d\ud574\uc9c0\uace0, \uccb4\ub825\uc740 \ub5a8\uc5b4\uc9c0\uba70, \ubc30\ub294 \ub098\uc624\uae30 \uc2dc\uc791\ud55c\ub2e4. \uba38\ub9ac\uce74\ub77d\uc740 \uac00\ub298\uc5b4\uc9c0\uace0 \ud770\uba38\ub9ac\ub294 \ub298\uc5b4\ub09c\ub2e4.\n\n\ub0a8\uc544 \uc788\ub294 \uac83\uc740 \uc740\ud589\uc5d0 \uc788\ub294 \uc57d\uac04\uc758 \ub3c8, \ub2e4 \uc790\ub780 \uc790\ub140\ub4e4, \uc5f0\uae08\uacfc \ubcf4\ud5d8, \uadf8\ub9ac\uace0 \uc9c0\uce5c \ubab8\uc77c\uc9c0\ub3c4 \ubaa8\ub978\ub2e4. \uc80a\uc740 \uc0ac\ub78c\ub4e4\uc740 \uc774\ub7f0 \uc0b6\uc744 \ubaa8\ub978\ub2e4. \uc740\ud1f4\uc790\uc758 \uc0b6\uc774 \uc5b4\ub5a4 \ub290\ub08c\uc778\uc9c0 \uc544\uc9c1\uc740 \uc54c \uc218 \uc5c6\uc744 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c \uac00\uc9c0 \ubd84\uba85\ud55c \uc0ac\uc2e4\uc774 \uc788\ub2e4. \uc6b0\ub9ac\ub294 \ubaa8\ub450 \uc8fd\uace0, \uc5b8\uc81c \uc8fd\uc744\uc9c0\ub294 \uc544\ubb34\ub3c4 \ubaa8\ub978\ub2e4.\n\n\uadf8\ub807\ub2e4\uba74 \uc624\ub298\uc744 \ub9c8\uc9c0\ub9c9 \ub0a0\ucc98\ub7fc \uc0ac\ub294 \uac83\uc740 \ub17c\ub9ac\uc801\uc73c\ub85c \ubcf4\uc778\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub7f0 \uc0dd\uac01\ub3c4 \ub4e0\ub2e4. \ub9cc\uc57d \uc6b0\ub9ac\uac00 \uc608\uc0c1\ubcf4\ub2e4 \ud6e8\uc52c \uc624\ub798 \uc0b0\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud560\uae4c?\n\n\uc774 \uc9c8\ubb38\uc5d0 \ub300\ud574\uc11c\ub294 \uc774\ubbf8 \uc218\ub9ce\uc740 \ucca0\ud559\uc790\uc640 \ud604\uc790\ub4e4\uc774 \uc774\uc57c\uae30\ud574 \uc654\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uc5ec\uae30\uc5d0\uc11c \ub0b4\uac00 \uae38\uac8c \uc124\uba85\ud560 \ud544\uc694\ub294 \uc5c6\uc744 \uac83\uc774\ub2e4.\n\n\ub098\uc758 \uc6d0\uce59\uc740 \ub2e8\uc21c\ud558\ub2e4.\n\n\ub098\ub294 \ub0b4\uc77c \uc8fd\uc744 \uac83\ucc98\ub7fc \uc624\ub298\uc744 \uc0b4\uace0, 100\uc138\uae4c\uc9c0 \uc0b4 \uac83\ucc98\ub7fc \ubbf8\ub798\ub97c \uc900\ube44\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub807\uac8c \uc0b4\uae30 \uc704\ud574\uc11c\ub294 \uccb4\ub825\uacfc \uac74\uac15\uc774 \ud544\uc694\ud558\ub2e4. \uadf8\uac83\uc774 \uc5c6\ub2e4\uba74 100\uc138\uae4c\uc9c0 \ucda9\uc2e4\ud558\uac8c \uc0b4\uaca0\ub2e4\ub294 \ub098\uc758 \ubaa9\ud45c\ub97c \uc774\ub8f0 \uc218 \uc5c6\ub2e4.\n\n\uc870\uae08 \uc798\ub09c \ucc99\ud558\ub294 \ub9d0\ucc98\ub7fc \ub4e4\ub9b4 \uc218\ub3c4 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uc740\ud1f4\ub97c \uc55e\ub454 \uc9c0\uae08, \ub098\ub294 \uccb4\ub825\uacfc \uac74\uac15\uc774 \ub0b4 \uc778\uc0dd\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uc790\uc0b0\uc774\ub77c\ub294 \uc0ac\uc2e4\uc744 \uae68\ub2eb\uae30 \uc2dc\uc791\ud588\ub2e4. \ub098\ub294 100\uc138\uae4c\uc9c0 \uac74\uac15\ud558\uac8c \uc0b4\uba74\uc11c \ub0a8\uc740 \uc778\uc0dd\uc744 \uc990\uae30\uace0 \uc2f6\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucf54\ub85c\ub098 \uc2dc\uae30\uc5d0\ub294 \uc815\uae30\uc801\uc73c\ub85c \ub2ec\ub9ac\uae30\ub97c \ud588\ub2e4. \ud2b9\ubcc4\ud55c \uc774\uc720\uac00 \uc788\uc5c8\ub358 \uac83\uc740 \uc544\ub2c8\ub2e4. \ub2e4\ub978 \ud560 \uc77c\uc774 \ubcc4\ub85c \uc5c6\uc5c8\uae30 \ub54c\ubb38\uc774\ub2e4.\n\n\uc77c\uc8fc\uc77c\uc5d0 \ud55c \ubc88 \uace8\ud504\ub97c \uce58\ub294 \uac83\uc740 \uc6b4\ub3d9\uc774 \uc544\ub2c8\ub2e4. \uadf8\uac83\uc740 \uadf8\ub0e5 \uc990\uae30\ub294 \uac83\uc774\ub2e4.\n\n\ucf54\ub85c\ub098 \uc774\ud6c4\uc5d0\ub294 \ub2ec\ub9ac\uae30\ub97c \ub9ce\uc774 \ud558\uc9c0 \ubabb\ud588\ub2e4. \uc815\uae30\uc801\uc73c\ub85c \uc0ac\ubb34\uc2e4\uc5d0 \ucd9c\uadfc\ud558\uace0, \uc5ec\uae30\uc800\uae30 \ud68c\uc758\uc5d0 \ucc38\uc11d\ud558\uace0, \uc0ac\ub78c\ub4e4\uc744 \ub9cc\ub098 \uba39\uace0 \ub9c8\uc168\ub2e4.\n\n\uadf8\ub7f0 \uc0dd\ud65c\uc744 \ud558\ub2e4 \ubcf4\ub2c8 \ubc30\uac00 \ub098\uc624\uae30 \uc2dc\uc791\ud588\ub2e4. \ub098\ub294 \ub0b4\uac00 \uc810\uc810 \uac8c\uc744\ub7ec\uc9c0\uace0 \uc27d\uac8c \ud53c\uace4\ud574\uc9c4\ub2e4\ub294 \uac83\uc744 \uc11c\uc11c\ud788 \uae68\ub2ec\uc558\ub2e4. \uadf8\ub798\uc11c \ub2e4\uc2dc \ub2ec\ub9ac\uae30\ub97c \uc2dc\uc791\ud558\uae30\ub85c \uacb0\uc2ec\ud588\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/philifeguide.com\/wp-content\/uploads\/2026\/07\/KakaoTalk_20260717_071648826_14-768x1024.jpg\" alt=\"\" class=\"wp-image-494\" srcset=\"https:\/\/philifeguide.com\/wp-content\/uploads\/2026\/07\/KakaoTalk_20260717_071648826_14-768x1024.jpg 768w, https:\/\/philifeguide.com\/wp-content\/uploads\/2026\/07\/KakaoTalk_20260717_071648826_14-225x300.jpg 225w, https:\/\/philifeguide.com\/wp-content\/uploads\/2026\/07\/KakaoTalk_20260717_071648826_14-1152x1536.jpg 1152w, https:\/\/philifeguide.com\/wp-content\/uploads\/2026\/07\/KakaoTalk_20260717_071648826_14-1536x2048.jpg 1536w, https:\/\/philifeguide.com\/wp-content\/uploads\/2026\/07\/KakaoTalk_20260717_071648826_14-9x12.jpg 9w, https:\/\/philifeguide.com\/wp-content\/uploads\/2026\/07\/KakaoTalk_20260717_071648826_14-1320x1760.jpg 1320w, https:\/\/philifeguide.com\/wp-content\/uploads\/2026\/07\/KakaoTalk_20260717_071648826_14-scaled.jpg 1920w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \ub098\uc758 \ub2ec\ub9ac\uae30 \uae30\uc900\uc740 5\ud0ac\ub85c\ubbf8\ud130\ub97c 32\ubd84\uc5d0 \ub2ec\ub9ac\ub294 \uac83\uc774\ub2e4.\n\n40\ub300\uc5d0\ub294 5\ud0ac\ub85c\ubbf8\ud130\ub97c 22\ubd84\uc5d0 \ub2ec\ub838\ub2e4. \uc774\uc81c 60\uc138\uc5d0 \uac00\uae4c\uc6cc\uc9c0\uba74\uc11c \ubab8\uc740 \uc57d\ud574\uc84c\uace0 \uc18d\ub3c4\ub3c4 \ub290\ub824\uc84c\ub2e4.\n\n\uadf8\uac83\uc740 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \ub178\ud654\uc758 \uacfc\uc815\uc774\ub2e4. \uadf8\ub798\ub3c4 \uc544\uc9c1 \ub2ec\ub9b4 \uc218 \uc788\ub2e4\ub294 \uac83\ub9cc\uc73c\ub85c \uad1c\ucc2e\ub2e4.\n\n\ub2ec\ub9ac\uae30\uc5d0\uc11c\ub294 \ubd84\uba85\ud55c \ubaa9\ud45c\ub97c \uc124\uc815\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud558\ub2e4. \ubaa9\ud45c\uac00 \uc5c6\uc73c\uba74 \ub2ec\ub9ac\uae30\ub97c \ub05d\uae4c\uc9c0 \ud574\ub0b4\uae30 \uc5b4\ub835\ub2e4. \uadf8\ub798\uc11c \ub7ec\ub108\ub4e4\uc740 \ud56d\uc0c1 \uc790\uc2e0\uc758 \uae30\ub85d\uc744 \uce21\uc815\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2ec\ub9ac\uae30\uc5d0\ub294 \uaddc\uc728\ub3c4 \ud544\uc694\ud558\ub2e4.\n\n\uc815\ud574\uc9c4 \uc2dc\uac04\uc5d0 \ub2ec\ub9ac\uace0, \uacc4\ud68d\ud55c \ucf54\uc2a4\ub97c \ub530\ub77c\uc57c \ud55c\ub2e4. \ubb34\uc2a8 \uc77c\uc774 \uc788\uc5b4\ub3c4 \uc790\uc2e0\uc774 \uc815\ud55c \ubaa9\ud45c \uc2dc\uac04\uc744 \ub118\uc5b4\uc11c\ub824\uace0 \ub178\ub825\ud574\uc57c \ud55c\ub2e4.\n\n\ub098\ub294 QGIS\ub97c \uc5f4\uc5b4 \uc7a5\uc560\ubb3c\uc774 \uc5c6\ub294 5\ud0ac\ub85c\ubbf8\ud130 \ucf54\uc2a4\ub97c \uc120\ud0dd\ud55c\ub2e4. \ub2ec\ub9ac\ub294 \ub3c4\uc911\uc5d0 \uba48\ucd94\ub294 \uac83\uc740 \ud750\ub984\uc744 \uc644\uc804\ud788 \ub04a\uc5b4 \ub193\ub294\ub2e4.\n\n\uadf8\ub798\uc11c \uc2e0\ud638\ub4f1\uc774\ub098 \ud6a1\ub2e8\ubcf4\ub3c4\ucc98\ub7fc \uba48\ucdb0\uc57c \ud558\ub294 \uc9c0\uc810\uc774 \uc5c6\ub294 \ucf54\uc2a4\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4. \ub2e4\ud589\ud788\ub3c4 \ub0b4\uac00 \uc0ac\ub294 \ub3d9\ub124 \uc8fc\ubcc0\uc5d0\uc11c \uc801\ub2f9\ud55c \ucf54\uc2a4\ub97c \ucc3e\uc558\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2ec\ub9ac\uae30\uc5d0 \ub300\ud574\uc11c\ub294 \ubcc4\ub3c4\uc758 \uae00\uc744 \uc4f8 \uc0dd\uac01\uc774\ub2e4. \ud558\uc9c0\ub9cc \ub098\ub294 \ub2ec\ub9ac\uae30\uac00 \uac74\uac15\uacfc \uccb4\ub825\uc744 \uc720\uc9c0\ud558\ub294 \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95 \uc911 \ud558\ub098\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4.\n\n\ud558\ub8e8 30\ubd84.\n\n\ub9d0\ub85c\ub294 \uac04\ub2e8\ud574 \ubcf4\uc774\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \ud558\ub8e8 \uc911 \uac00\uc7a5 \ud798\ub4e0 \uc77c\uc774 \ub420 \uc218 \uc788\ub2e4. \uc815\ub9d0 \uc9c0\ub3c5\ud558\uac8c \ud798\ub4e4\uae30 \ub54c\ubb38\uc774\ub2e4.\n\n\uc77c\uc8fc\uc77c\uc5d0 \uc138 \ubc88\ub9cc \ub2ec\ub824\ub3c4 \uc0c1\ub2f9\ud788 \uc131\uacf5\uc801\uc774\ub2e4. \uc77c\uc8fc\uc77c\uc5d0 \ud55c \ubc88\uc740 \uc815\ub9d0 \ucd5c\uc18c\ud55c\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc77c\uc8fc\uc77c\uc5d0 \ud55c \ubc88\ub9cc \ub2ec\ub9b0\ub2e4\uba74 \ub2ec\ub9ac\uae30\ub97c \uc0dd\ud65c\uc758 \uc77c\ubd80\ub85c \uc720\uc9c0\ud558\uae30\ub294 \uc27d\uc9c0 \uc54a\uc744 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub098\uc5d0\uac8c \ub2ec\ub9ac\uae30\ub294 \uc740\ud1f4 \uc774\ud6c4\uc758 \uc0b6\uc744 \uac74\uac15\ud558\uace0 \uc990\uac81\uac8c \uc720\uc9c0\ud558\ub294 \ubc29\ubc95\uc774\ub2e4.\n\n\uccb4\ub825\uacfc \uac74\uac15\uc744 \uc720\uc9c0\ud558\uc9c0 \ubabb\ud55c\ub2e4\uba74 \ub0a8\uc740 \uc778\uc0dd\uc5d0\uc11c \uc5b4\ub5a4 \uc758\ubbf8 \uc788\ub294 \uc77c\uc744 \ud560 \uc218 \uc788\uc744\uae4c?\n\n\uc8fd\uc744 \ub0a0\ub9cc \uae30\ub2e4\ub9ac\ub294 \uac83\uc778\uac00?\n\n\uc808\ub300 \uc544\ub2c8\ub2e4. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub098\ub294 \uc801\uc5b4\ub3c4 \uc77c\uc8fc\uc77c\uc5d0 \uc138 \ubc88\uc740 \ub2ec\ub9b4 \uac83\uc774\ub2e4.\n\n\uadf8\ub9ac\uace0 \uc8fc\ub2d8\uc774 \ub098\ub97c \ubd80\ub974\uc2dc\ub294 \ub0a0\uae4c\uc9c0 \ub0b4 \uc0b6\uc744 \uc990\uae38 \uac83\uc774\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>Recent days, YOLO was a buzz word: You Only Live Once. That is right. But, how we interpret its meaning depends on the individual. Majority of people don&#8217;t even perceive as an important word. Probably because they don&#8217;t have to think about it seriously as of now. But, to a retiree, YOLO is quite a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":493,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[160,51,157,121,41,55,159,158],"class_list":["post-491","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-assays","tag-asset","tag-foreign-retirees","tag-health","tag-living-in-the-philippines","tag-retirement","tag-retirement-planning","tag-running","tag-yolo"],"_links":{"self":[{"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/posts\/491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/comments?post=491"}],"version-history":[{"count":3,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/posts\/491\/revisions"}],"predecessor-version":[{"id":496,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/posts\/491\/revisions\/496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/media\/493"}],"wp:attachment":[{"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/media?parent=491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/categories?post=491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/tags?post=491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}