{"id":441,"date":"2026-07-15T08:25:17","date_gmt":"2026-07-15T00:25:17","guid":{"rendered":"https:\/\/philifeguide.com\/?p=441"},"modified":"2026-07-15T08:25:33","modified_gmt":"2026-07-15T00:25:33","slug":"how-to-choose-the-right-retirement-business-in-the-philippines","status":"publish","type":"post","link":"https:\/\/philifeguide.com\/ko\/how-to-choose-the-right-retirement-business-in-the-philippines\/","title":{"rendered":"\ud544\ub9ac\ud540\uc5d0\uc11c \ub098\uc5d0\uac8c \ub9de\ub294 \uc740\ud1f4 \ud6c4 \uc0ac\uc5c5\uc744 \uc120\ud0dd\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\uc5f0\uae08\uc740 \uc678\uad6d\uc778\uc774\ub098 \uc740\ud1f4\uc790\uac00 \ud544\ub9ac\ud540\uc5d0\uc11c \uc0ac\uc5c5\uc744 \uc900\ube44\ud558\ub294 \ub3d9\uc548 \uc548\uc815\uc801\uc778 \uc0dd\ud65c \uae30\ubc18\uc774 \ub418\uc5b4 \uc904 \uc218 \uc788\ub2e4. \uadf8\ub7ec\ub098 \ub9e4\ub2ec \uc77c\uc815\ud55c \uc218\uc785\uc774 \ub4e4\uc5b4\uc628\ub2e4\uace0 \ud574\uc11c \ubb34\ub9ac\ud55c \ud22c\uc790\ub97c \ud574\ub3c4 \ub41c\ub2e4\ub294 \ub73b\uc740 \uc544\ub2c8\ub2e4.\n\n\uc88b\uc740 \uc740\ud1f4 \uc0ac\uc5c5\uc740 \uc740\ud1f4\uc790\uc758 \uc790\uc0b0\uc744 \ubcf4\ud638\ud558\uba74\uc11c\ub3c4 \uadf8\ub3d9\uc548 \uc313\uc544 \uc628 \uacbd\ud5d8\uacfc \uc804\ubb38 \uae30\uc220, \uc778\uc801 \ub124\ud2b8\uc6cc\ud06c\ub97c \ucda9\ubd84\ud788 \ud65c\uc6a9\ud560 \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4. \ub610\ud55c \uc0c8\ub85c\uc6b4 \uace0\ub41c \uc9c1\uc7a5\uc744 \ud558\ub098 \ub354 \ub9cc\ub4dc\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc740\ud1f4\uc790\uac00 \uc6d0\ud558\ub294 \uc0dd\ud65c\ubc29\uc2dd\uc744 \uc720\uc9c0\ud558\ub3c4\ub85d \ub3c4\uc640\uc8fc\ub294 \uc0ac\uc5c5\uc774\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc5c5\uc744 \uc120\ud0dd\ud558\uae30 \uc804\uc5d0\ub294 \ub2e4\uc74c \ub2e4\uc12f \uac00\uc9c0 \ud604\uc2e4\uc801\uc778 \uc9c8\ubb38\uc744 \ubc18\ub4dc\uc2dc \uac80\ud1a0\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. \uae30\uc874 \uacbd\ud5d8\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc0ac\uc5c5\uc778\uac00?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc804\ud600 \ubaa8\ub974\ub294 \uc5c5\uc885\uc5d0 \ub6f0\uc5b4\ub4e4\uba74 \uc704\ud5d8\uc774 \ucee4\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc740\ud1f4\ud55c \uc5d4\uc9c0\ub2c8\uc5b4\ub77c\uba74 \uc2dd\ub2f9\uc744 \uc6b4\uc601\ud558\ub294 \uac83\ubcf4\ub2e4 \uae30\uc220 \uc790\ubb38\uc774\ub098 \ucee8\uc124\ud305 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud558\ub294 \ud3b8\uc774 \ub354 \uc801\ud569\ud560 \uc218 \uc788\ub2e4.\n\n\uc790\uc2e0\uc774 \uc774\ubbf8 \uc798 \uc54c\uace0 \uc788\ub294 \ubd84\uc57c\uc5d0\uc11c\ub294 \uace0\uac1d\uc758 \ubb38\uc81c\ub97c \uc774\ud574\ud558\uae30 \uc27d\uace0, \uc0ac\uc5c5 \ucd08\uae30\uc758 \uc2dc\ud589\ucc29\uc624\ub3c4 \uc904\uc77c \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. \uc18c\uaddc\ubaa8\ub85c \uc2dc\uc791\ud560 \uc218 \uc788\ub294\uac00?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc98\uc74c\ubd80\ud130 \ud070 \uc0ac\ubb34\uc2e4\uc744 \uc784\ucc28\ud558\uac70\ub098 \uc5ec\ub7ec \ub300\uc758 \ucc28\ub7c9\uc744 \uad6c\ub9e4\ud558\uace0 \ub9ce\uc740 \uc9c1\uc6d0\uc744 \ucc44\uc6a9\ud560 \ud544\uc694\ub294 \uc5c6\ub2e4.\n\n\uc6b0\uc120 \uc18c\uc218\uc758 \uc720\ub8cc \uace0\uac1d\uc744 \ub300\uc0c1\uc73c\ub85c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba74\uc11c \uc2e4\uc81c \uc218\uc694\uac00 \uc788\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud55c\ub2e4. \uc0ac\uc5c5\uc131\uc774 \uac80\uc99d\ub41c \ud6c4\uc5d0 \uc2dc\uc124, \uc7a5\ube44, \uc778\ub825\uc744 \ub2e8\uacc4\uc801\uc73c\ub85c \ud655\ub300\ud558\ub294 \uac83\uc774 \uc548\uc804\ud558\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. \ubc18\ubcf5\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\ub294 \ub9e4\ucd9c\uc774 \uc788\ub294\uac00?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ud68c\uc131 \ud310\ub9e4\uc5d0\ub9cc \uc758\uc874\ud558\ub294 \uc0ac\uc5c5\uc740 \ub9e4\ub2ec \uc218\uc785\uc774 \ud06c\uac8c \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4.\n\n\ubc18\uba74 \uc6d4\ubcc4 \uad00\ub9ac\ube44, \ud68c\uc6d0\uc81c \uc11c\ube44\uc2a4, \uc815\uae30 \uad6c\ub3c5\ub8cc, \uc720\uc9c0\ubcf4\uc218 \uacc4\uc57d \ub4f1\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \ubc18\ubcf5 \ub9e4\ucd9c\uc740 \ube44\uad50\uc801 \uc608\uce21\uc774 \uc27d\uace0 \uc548\uc815\uc801\uc774\ub2e4. \uc740\ud1f4 \ud6c4 \uc0dd\ud65c\ube44\ub97c \ubcf4\uc644\ud558\ub294 \uc0ac\uc5c5\uc774\ub77c\uba74 \ub9e4\ucd9c \uaddc\ubaa8\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc218\uc785\uc758 \uc9c0\uc18d\uc131\uacfc \uc608\uce21 \uac00\ub2a5\uc131\uc774 \uc911\uc694\ud558\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. \uc7a5\uae30\uc801\uc73c\ub85c \uc9c1\uc6d0\uc774 \uc77c\uc0c1 \uc6b4\uc601\uc744 \ub9e1\uc744 \uc218 \uc788\ub294\uac00?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud1f4 \uc0ac\uc5c5\uc740 \uc0ac\uc5c5\uc8fc\uc758 \uc0dd\ud65c\uc744 \uc9c0\uc6d0\ud574\uc57c \ud55c\ub2e4. \uc0ac\uc5c5 \ub54c\ubb38\uc5d0 \ub9e4\uc77c \uc7a5\uc2dc\uac04 \uc77c\ud574\uc57c \ud55c\ub2e4\uba74 \ub610 \ud558\ub098\uc758 \uace0\ub41c \uc9c1\uc7a5\uc744 \ub9cc\ub4e0 \uac83\uacfc \ub2e4\ub974\uc9c0 \uc54a\ub2e4.\n\n\ub530\ub77c\uc11c \uc77c\uc815 \uae30\uac04\uc774 \uc9c0\ub09c \ud6c4\uc5d0\ub294 \uc9c1\uc6d0\uc774\ub098 \uc678\ubd80 \uacc4\uc57d\uc790\uac00 \uc77c\uc0c1\uc801\uc778 \uc5c5\ubb34\ub97c \ub9e1\uc744 \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4. \uc0ac\uc5c5\uc8fc\ub294 \ud488\uc9c8 \uad00\ub9ac, \uc8fc\uc694 \uace0\uac1d \uad00\uacc4, \ud30c\ud2b8\ub108\uc2ed, \uc7ac\ubb34 \uad00\ub9ac\uc640 \uac19\uc740 \ud575\uc2ec \uc5c5\ubb34\uc5d0 \uc9d1\uc911\ud558\ub294 \uad6c\uc870\ub97c \ub9cc\ub4e4\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. \uc0ac\uc5c5\uc758 \uc18c\uc720 \uad6c\uc870\uac00 \ud569\ubc95\uc801\uc778\uac00?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud544\ub9ac\ud540\uc5d0\uc11c\ub294 \ub9ce\uc740 \uc5c5\uc885\uc5d0\uc11c \uc678\uad6d\uc778\uc758 \uc9c0\ubd84 100% \ubcf4\uc720\uac00 \ud5c8\uc6a9\ub41c\ub2e4. \uadf8\ub7ec\ub098 \uc77c\ubd80 \uc5c5\uc885\uc740 \uc5ec\uc804\ud788 \uc678\uad6d\uc778 \uc9c0\ubd84 \uc18c\uc720\uac00 \uc81c\ud55c\ub41c\ub2e4.\n\n\ud544\ub9ac\ud540 \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c, \uc989 SEC\uc758 \ubc95\uc778 \ub4f1\ub85d \uc2dc\uc2a4\ud15c\uc5d0\uc11c\ub294 \uc678\uad6d\uc778 \uc9c0\ubd84\uc774 \ud3ec\ud568\ub41c \ud544\ub9ac\ud540 \uad6d\ub0b4 \ubc95\uc778\uc744 \ub4f1\ub85d\ud560 \uc218 \uc788\ub2e4. \uc678\uad6d\uc778 \uc9c0\ubd84\uc728\uc774 40%\ub97c \ucd08\uacfc\ud558\uac70\ub098 100%\uc778 \ubc95\uc778\ub3c4 \ub4f1\ub85d\ud560 \uc218 \uc788\uc9c0\ub9cc, \ud574\ub2f9 \uc5c5\uc885\uc5d0 \uc801\uc6a9\ub418\ub294 \ubc95\ub960\uacfc \ucd5c\uc18c \uc790\ubcf8\uae08 \uc694\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud544\ub9ac\ud540 \ubc95\ub960\uc5d0 \ub530\ub77c \uc0ac\uc5c5 \ud65c\ub3d9\uc774 \ud5c8\uac00\ub41c \uc678\uad6d\uc778\uc740 \uc0c1\ud638\ub97c \ub4f1\ub85d\ud560 \uc218\ub3c4 \uc788\ub2e4. \uadf8\ub7ec\ub098 \uc0c1\ud638 \ub4f1\ub85d\ub9cc\uc73c\ub85c \uc678\uad6d\uc778 \uc9c0\ubd84 \uc81c\ud55c, \ube44\uc790, \ucde8\uc5c5 \ub610\ub294 \uace0\uc6a9 \uad00\ub828 \uaddc\uc815\uc744 \ud53c\ud560 \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>\uc740\ud1f4\uc790\uac00 \uc2e0\uc911\ud558\uac8c \uc811\uadfc\ud574\uc57c \ud560 \uc0ac\uc5c5<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ubd80 \uc0ac\uc5c5\uc740 \uac89\uc73c\ub85c\ub294 \ub9e4\ub825\uc801\uc73c\ub85c \ubcf4\uc774\uc9c0\ub9cc \ud544\ub9ac\ud540\uc5d0\uc11c \ucc98\uc74c \ud22c\uc790\ud558\ub294 \uc678\uad6d\uc778\uc5d0\uac8c\ub294 \ud2b9\ud788 \uc704\ud5d8\ud560 \uc218 \uc788\ub2e4.\n\n\uc2dd\ub2f9\uacfc \uc8fc\uc810, \ub300\uaddc\ubaa8 \uac74\uc124\uc774 \ud544\uc694\ud55c \ub9ac\uc870\ud2b8, \ub300\uaddc\ubaa8 \ub18d\uc5c5, \ud1a0\uc9c0 \uc18c\uc720\uc5d0 \uc758\uc874\ud558\ub294 \uc0ac\uc5c5, \uba85\uc758\uc8fc\uc8fc\ub97c \uc774\uc6a9\ud55c \ube44\uacf5\uc2dd \ub3d9\uc5c5, \uace0\uc815 \ub85c\uc5f4\ud2f0 \ubd80\ub2f4\uc774 \ud070 \ud504\ub79c\ucc28\uc774\uc988, \ub300\ubd80\uc5c5, \uc804\ubb38 \uc790\uaca9\uc99d\uc774 \ud544\uc694\ud55c \uc0ac\uc5c5, \ud604\uae08 \uac70\ub798 \ube44\uc911\uc774 \ub192\uace0 \ub0b4\ubd80 \ud1b5\uc81c\uac00 \ucde8\uc57d\ud55c \uc0ac\uc5c5 \ub4f1\uc774 \ub300\ud45c\uc801\uc778 \uc608\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Restaurants and bars<\/li>\n\n\n\n<li>Resorts requiring heavy construction<\/li>\n\n\n\n<li>Large-scale farming<\/li>\n\n\n\n<li>Businesses dependent on land ownership<\/li>\n\n\n\n<li>Informal partnerships using nominee shareholders<\/li>\n\n\n\n<li>Franchises with high fixed royalties<\/li>\n\n\n\n<li>Lending businesses<\/li>\n\n\n\n<li>Businesses requiring professional licenses<\/li>\n\n\n\n<li>Operations that rely mainly on cash and weak controls<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc678\uad6d\uc778\uc774 \uc2e4\uc81c \uc18c\uc720\uad00\uacc4\ub97c \uac10\ucd94\uae30 \uc704\ud574 \ud544\ub9ac\ud540\uc778\uc744 \ud615\uc2dd\uc801\uc778 \uc8fc\uc8fc\ub85c \ub0b4\uc138\uc6cc\uc11c\ub294 \uc548 \ub41c\ub2e4. \ub3d9\uc5c5 \uad00\uacc4\ub294 \uc2e4\uc81c\ub85c \uc874\uc7ac\ud574\uc57c \ud558\uba70, \uc801\uc808\ud55c \uacc4\uc57d\uc11c\uc640 \uad00\ub828 \uc11c\ub958\ub97c \uac16\ucd94\uace0 \ud544\ub9ac\ud540 \ubc95\ub960\uc744 \uc900\uc218\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud604\uc2e4\uc801\uc73c\ub85c \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud558\ub294 \ubc29\ubc95<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud1f4\uc790\uac00 \ucc98\uc74c\ubd80\ud130 \uc218\ubc31\ub9cc \ud398\uc18c\ub97c \ud22c\uc790\ud560 \ud544\uc694\ub294 \uc5c6\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc774 \ub2e8\uacc4\uc801\uc73c\ub85c \uc811\uadfc\ud558\ub294 \uac83\uc774 \ubcf4\ub2e4 \uc548\uc804\ud558\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uccab\uc9f8 \ub2ec: \uace0\uac1d\uc758 \ubb38\uc81c\ub97c \ucc3e\ub294\ub2e4\n\n\ucd5c\uc18c 20\uba85\uc758 \uc7a0\uc7ac \uace0\uac1d\uc744 \uc778\ud130\ubdf0\ud558\uace0, \uadf8\ub4e4\uc774 \uc5b4\ub5a4 \ubb38\uc81c\ub97c \uacaa\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud55c\ub2e4. \ub610\ud55c \uadf8 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ud604\uc7ac \uc5b4\ub5a4 \uc11c\ube44\uc2a4\ub098 \uc81c\ud488\uc5d0 \ub3c8\uc744 \uc9c0\ubd88\ud558\uace0 \uc788\ub294\uc9c0\ub3c4 \uc870\uc0ac\ud574\uc57c \ud55c\ub2e4.\n\n\uace0\uac1d\uc774 \uc2e4\uc81c\ub85c \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\uace0 \uc788\ub294 \ubb38\uc81c\ub294 \ub2e8\uc21c\ud55c \uad00\uc2ec\uc0ac\uac00 \uc544\ub2c8\ub77c \uc0ac\uc5c5 \uae30\ud68c\uc77c \uac00\ub2a5\uc131\uc774 \ub192\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub458\uc9f8 \ub2ec: \uc218\uc791\uc5c5 \ubc29\uc2dd\uc73c\ub85c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4\n\n\ube44\uc2fc \uc0ac\ubb34\uc2e4\uc744 \ub9c8\ub828\ud558\uac70\ub098 \ubd88\ud544\uc694\ud55c \uc7a5\ube44\ub97c \uad6c\uc785\ud558\uae30 \uc804\uc5d0 \uccab \uc138 \uba85\uc5d0\uc11c \ub2e4\uc12f \uba85\uc758 \uace0\uac1d\uc5d0\uac8c \uc9c1\uc811 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud574 \ubcf8\ub2e4.\n\n\ucd08\uae30\uc5d0\ub294 \uc790\ub3d9\ud654\ubcf4\ub2e4 \uace0\uac1d\uc758 \uc694\uad6c\ub97c \uc815\ud655\ud788 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4. \uc11c\ube44\uc2a4\ub97c \uc9c1\uc811 \uc81c\uacf5\ud574 \ubcf4\uba74 \uace0\uac1d\uc774 \ubb34\uc5c7\uc744 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud558\uace0 \uc5b4\ub5a4 \ubd80\ubd84\uc5d0\uc11c \ubd88\ub9cc\uc744 \ub290\ub07c\ub294\uc9c0 \uc54c \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc14b\uc9f8 \ub2ec: \uc11c\ube44\uc2a4\ub97c \ud45c\uc900\ud654\ud55c\ub2e4\n\n\uac00\uaca9\ud45c, \uc5c5\ubb34 \uc810\uac80\ud45c, \uacc4\uc57d\uc11c, \uc11c\ube44\uc2a4 \uc808\ucc28, \ud488\uc9c8\uad00\ub9ac \uae30\uc900\uc744 \ub9cc\ub4e0\ub2e4.\n\n\uc0ac\uc5c5\uc8fc\uac00 \uc9c1\uc811 \ubaa8\ub4e0 \uc77c\uc744 \ucc98\ub9ac\ud558\uc9c0 \uc54a\uc544\ub3c4 \uc77c\uc815\ud55c \ud488\uc9c8\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \uc5c5\ubb34\ub97c \ubb38\uc11c\ud654\ud574\uc57c \ud55c\ub2e4. \uc774\ub294 \ud5a5\ud6c4 \uc9c1\uc6d0\uc744 \uad50\uc721\ud558\uace0 \uc5c5\ubb34\ub97c \uc704\uc784\ud558\uae30 \uc704\ud55c \uae30\ucd08\uac00 \ub41c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub137\uc9f8 \ub2ec\ubd80\ud130 \uc5ec\uc12f\uc9f8 \ub2ec: \ubc18\ubcf5 \ub9e4\ucd9c\uc744 \ub9cc\ub4e0\ub2e4\n\n\uae30\uc874 \uace0\uac1d\uc774 \uc6d4\ubcc4 \uc11c\ube44\uc2a4 \ud328\ud0a4\uc9c0\ub098 \uc5f0\uac04 \ud68c\uc6d0\uc81c \uc0c1\ud488\uc744 \uc774\uc6a9\ud558\ub3c4\ub85d \uc804\ud658\ud55c\ub2e4.\n\n\uace0\uac1d\uc774 \ubc18\ubcf5\uc801\uc73c\ub85c \uc774\uc6a9\ud560 \uc774\uc720\uac00 \uc788\ub294 \uc11c\ube44\uc2a4\ub97c \ub9cc\ub4e4\uba74 \uc2e0\uaddc \uace0\uac1d\uc744 \uacc4\uc18d \ucc3e\uc544\uc57c \ud558\ub294 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\ub2e4. \uc774 \ub2e8\uacc4\uc5d0\uc11c\ub294 \uace0\uac1d \uc720\uc9c0\uc728\uacfc \uacc4\uc57d \uac31\uc2e0\ub960\uc744 \ud568\uaed8 \uad00\ub9ac\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\uacf1\uc9f8 \ub2ec\ubd80\ud130 \uc5f4\ub450\uc9f8 \ub2ec: \uc5c5\ubb34\ub97c \uc704\uc784\ud55c\ub2e4\n\n\ud604\uc9c0 \uc9c1\uc6d0\uc774\ub098 \uc678\ubd80 \uacc4\uc57d\uc790\ub97c \uad50\uc721\ud574 \ubc18\ubcf5\uc801\uc774\uace0 \uc77c\uc0c1\uc801\uc778 \uc5c5\ubb34\ub97c \ub9e1\uae34\ub2e4.\n\n\uc0ac\uc5c5\uc8fc\ub294 \uc11c\ube44\uc2a4 \ud488\uc9c8, \uc8fc\uc694 \uace0\uac1d \uad00\ub9ac, \ud30c\ud2b8\ub108\uc2ed \ud655\ub300, \ud604\uae08 \ud750\ub984\uacfc \ube44\uc6a9 \ud1b5\uc81c\uc5d0 \uc9d1\uc911\ud55c\ub2e4. \uc774\ub7ec\ud55c \uad6c\uc870\uac00 \ub9c8\ub828\ub418\uc5b4\uc57c \uc0ac\uc5c5\uc774 \uc740\ud1f4\uc790\uc758 \uc2dc\uac04\uc744 \ube7c\uc557\ub294 \ubd80\ub2f4\uc774 \uc544\ub2c8\ub77c \uc548\uc815\uc801\uc778 \uc18c\ub4dd\uc6d0\uc774 \ub420 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc815\ub9ac<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\uae08\uc740 \uc740\ud1f4\uc790\uc5d0\uac8c \uc911\uc694\ud55c \uc7a5\uc810\uc744 \uc81c\uacf5\ud55c\ub2e4. \ub2f9\uc7a5\uc758 \uc0ac\uc5c5 \uc218\uc775\uc5d0 \uc758\uc874\ud558\uc9c0 \uc54a\uace0\ub3c4 \uc0c8\ub85c\uc6b4 \uc0ac\uc5c5 \uc544\uc774\ub514\uc5b4\ub97c \uc2dc\ud5d8\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.\n\n\uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \uc7a5\uc810\uc740 \uc2e0\uc911\ud558\uac8c \ud65c\uc6a9\ud574\uc57c \ud55c\ub2e4. \uac00\uc7a5 \uc548\uc804\ud55c \uc740\ud1f4 \uc0ac\uc5c5\uc740 \ub300\uccb4\ub85c \uc0ac\uc5c5\uc8fc\uc758 \uae30\uc874 \uacbd\ud5d8\uc744 \ud65c\uc6a9\ud558\uace0, \uc801\uc740 \uc790\ubcf8\uc73c\ub85c \uc2dc\uc791\ud558\uba70, \uace0\uac1d\uc758 \uc2e4\uc81c \ubb38\uc81c\ub97c \ud574\uacb0\ud55c\ub2e4. \ub610\ud55c \ubc18\ubcf5 \ub9e4\ucd9c\uc744 \ub9cc\ub4e4 \uc218 \uc788\uace0, \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uc9c1\uc6d0\uc774\ub098 \uacc4\uc57d\uc790\uc5d0\uac8c \uc6b4\uc601 \uc5c5\ubb34\ub97c \uc704\uc784\ud560 \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc5c5\uc758 \uc18c\uc720 \uad6c\uc870\ub3c4 \ud569\ubc95\uc801\uc774\uace0 \ud22c\uba85\ud574\uc57c \ud55c\ub2e4. \ub2e8\uc21c\ud788 \uc0ac\uc5c5\uccb4 \ud558\ub098\ub97c \uc18c\uc720\ud558\ub294 \uac83\uc774 \ubaa9\ud45c\uac00 \ub418\uc5b4\uc11c\ub294 \uc548 \ub41c\ub2e4. \uc9c4\uc815\ud55c \ubaa9\ud45c\ub294 \uc740\ud1f4 \uc790\uc0b0\uc774 \uc81c\uacf5\ud558\ub294 \uacbd\uc81c\uc801 \uc548\uc815\uc744 \ud6fc\uc190\ud558\uc9c0 \uc54a\uc73c\uba74\uc11c\ub3c4, \uad00\ub9ac \uac00\ub2a5\ud55c \uc218\uc900\uc758 \uc18c\ub4dd\uacfc \ud65c\ub3d9, \uc0b6\uc758 \ubaa9\uc801\uc744 \ub9cc\ub4e4\uc5b4 \ub0b4\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em>\uba74\ucc45\uc870\ud56d: \uc774 \uae00\uc740 \uc77c\ubc18\uc801\uc778 \uc815\ubcf4 \uc81c\uacf5\uc744 \ubaa9\uc801\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc73c\uba70, \ubc95\ub960, \uc774\ubbfc, \uc138\ubb34, \ud22c\uc790 \ub610\ub294 \uae30\ud0c0 \uc804\ubb38\uc801\uc778 \uc790\ubb38\uc744 \uc81c\uacf5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud544\ub9ac\ud540\uc758 \uc678\uad6d\uc778 \uc9c0\ubd84 \uc18c\uc720, \ucd5c\uc18c \uc790\ubcf8\uae08, \uc778\ud5c8\uac00, \ube44\uc790 \ubc0f \uace0\uc6a9 \uad00\ub828 \uc694\uac74\uc740 \uc0ac\uc5c5\uc758 \uc885\ub958\uc640 \ud22c\uc790\uc790\uc758 \uac1c\ubcc4 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\uae30 \uc804\uc5d0 \uc790\uaca9\uc744 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However, that steady income should not become an excuse to invest recklessly. The best retirement business protects the owner\u2019s capital while making good use of existing experience, professional skills and personal relationships. It should also support the retiree\u2019s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":444,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[111,51,103,43,41,55],"class_list":["post-441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement-guide","tag-expat-life","tag-foreign-retirees","tag-philippine-living","tag-philippines","tag-retirement","tag-retirement-planning"],"_links":{"self":[{"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/posts\/441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/comments?post=441"}],"version-history":[{"count":4,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/posts\/441\/revisions"}],"predecessor-version":[{"id":446,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/posts\/441\/revisions\/446"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/media\/444"}],"wp:attachment":[{"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/media?parent=441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/categories?post=441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/philifeguide.com\/ko\/wp-json\/wp\/v2\/tags?post=441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}